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ContentCompare current ARM rates versus other loan typesToday's 3/1 ARM Mortgage RatesWhat is an adjustable-rate mortgage (ARM)?Do ARM rates ever go down?Editorial integrityIs an adjustable-rate mortgage right for you?Interest-only ARM loansFixed-rate vs. adjustable-rate mortgagesCurrent ARM mortgage rates: Are they lower than fixed rates?Why Choose loanDepot?Compare ARM ratesPros and cons of a 3/1 ARM Interest-only loans

Take the time to explore offerings from various lenders, including banks, credit unions, and online mortgage providers. By gathering multiple quotes, you’ll be better equipped to identify the most competitive rate and terms that align with your financial goals. A 10-year mortgage is the shortest fixed-rate loan available for a home purchase. Who Should Consider